Privacy Policy
Welcome to BidMoni! We work hard to protect your personal information and
ensure your information is kept private and secure. The following privacy
policy outlines the types of personal information that BidMoni inc, including
through BidMoni websites (www.bidmoni.com, recordkeepers.bidmoni.com,
tpas.bidmoni.com, fiduciaryshield.bidmoni.com
, and fiduciaryshield.com).
It also explains why we collect your information and how we use it.
Privacy is important to BidMoni. We will never rent or sell your information to
anyone. If you have any questions or if you believe that BidMoni has not
adhered to this privacy policy, please send us a note at support@bidmoni.com.
Information We Collect and Why
In order to provide a high-quality service, BidMoni collects various types of
information when you visit the website, sign-up as a customer, or otherwise
engage with BidMoni.
Visitor Information
We collect various types of anonymous information about visitors to BidMoni,
such as device-related information (including browser type and IP address) and
server log information (including the date and time of day of your visit,
average time spent on the BidMoni site, browsing activity, and any site that
referred you to BidMoni). We also collect information that you input into our
website, e.g., by beginning the account application process or searching a
company profile. We use this information to better understand our visitors and
our business, facilitate site navigation, provide the services or information
you request, and enhance the BidMoni service.
Customer Information
When you choose to create an account with BidMoni, we will also collect certain
company information, including your full legal name, email address, and ein. We
are required by law to collect this information to provide you with financial
services. If you do not wish to provide this information, you cannot become a
BidMoni customer.
Retirement Plan Sponsor and Participant Information
When a company creates an account with BidMoni as a retirement plan sponsor, we
will collect information on both the company and its employees as plan
participants, including but not limited to, the company’s name, the company’s
employer identification number, details about the company’s existing retirement
plans, an email address of the company’s contact person and other relevant plan
information.
Cookies and Pixels
Cookies are small pieces of data that are stored on your computer, mobile phone
or any other device used to access the internet. Pixels are small code blocks
on a website that allow for another server to measure viewing of a webpage and
often are used in connection with cookies.
We use these technologies to customize BidMoni and improve your experience with
the site. Cookies store anonymous information, such as whether you viewed the
site from your mobile device. We may store some personal information in a
cookie and/or pixel, such as the site that you visited immediately prior to
visiting BidMoni and relevant financial information that allows us to enhance
your user experience and for marketing purposes. Additionally, we may use a
cookie and/or pixel that only stores anonymous information to track visitors
across websites to better customize our marketing and advertising campaigns.
Cookies, pixels, and similar technologies are not required for site
functionality. You are not required to accept any cookies or pixels to use this
site. However, refusing to accept cookies or pixels will make the use of
BidMoni more cumbersome and less accessible.
Advertising Companies
BidMoni advertises our services on websites not affiliated with BidMoni, and we
contract with third-party advertising companies to display these ads. These
third-party advertising companies, along with data exchanges and similar providers,
may use cookies and similar technologies to collect technical and web
navigational information, such as device type, browser type, IP address, and
pages visited. We do not provide any information to these advertising
companies that could personally identify our users or clients, and they do not
collect such information for us.
BidMoni and third-party advertising companies may use the data collected to
provide you with ads relevant to you and personalized content while you are on
BidMoni or other sites. If you prefer to not receive targeted advertising, you
can opt out of some network advertising programs that use your information by
visiting the NAI Opt-Out Page. Please note that even if you choose to remove
your information by opting out, you will still see advertisements while you are
browsing online.
Additionally, many network advertising programs allow you to view and manage
the interest categories they have compiled from your online browsing
activities. These interest categories help determine the types of targeted
advertisements you may receive. The NAI Opt-Out Page provides a tool that
identifies its member companies that have cookies on your browser and provides
links to those companies.
Because mobile devices may vary in how they operate and may not use cookies,
the choice management options listed above may not work for all mobile devices
and mobile apps.
Analytics Services
We use third-party analytics tools, including “Google Analytics” (such tools
collectively referred to as “Analytics Services”) to collect information about
the usage of this site. The Analytics Services collect information about how
often users visit this site, what pages they visit when they do so, and what
other sites they used prior to coming to this site, among other information. We
use the information we get from these Analytics Services to improve this site.
These Analytics Services collect the IP address assigned to you on the date you
visit this site, along with other anonymized information (e.g., browser type and
type of device used to visit the site), but not your name or other personally
identifiable information. The Analytics Services’ ability to use and share
information about your visits to this site is restricted by their terms of use
and privacy policies. We do not combine the information collected through the
use of Google Analytics with personally identifiable information.
You can prevent Google Analytics from recognizing you on return visits to this
site by disabling cookies on your browser. You can opt-out of Google Analytics
by installing the Google Analytics Opt-out Browser Add-on here.
How We Use Your Personal Information
As part of this process, we may from time to time include, compile, or
aggregate some of your personal information in certain data analysis, reports,
or other interpretations of investment trends for both internal and external
purposes. When including, compiling, or aggregating personal information for
such purposes, we make sure that the information is anonymized such that it is
not identifiable to any particular customer.
Additionally, we may use your personal information to contact you regarding our
own services or resources that we think may be of interest to you. If you no
longer wish to receive such marketing communications from BidMoni, please click
the “unsubscribe” link that can be found at the bottom of each such email
message. Please note that if you hold an account with BidMoni, you cannot
opt-out of certain communications related to the administration of your account,
including communications related to billing, statement and trade confirmation
delivery or certain regulatory matters.
How We Share Your Information
We do not sell, rent, or trade your personal information with any third parties
other than with your consent or as required by law.
In order to provide financial services and in connection with our everyday
business purposes and activities, we may share your personal information with
third parties who perform services on our behalf. Examples of these third parties
and services include consumer identification verification services, public
accounting firms and other professional firms, and certain other vendors and
service providers who perform marketing, advertising, research and analytics
services on our behalf. We have entered into agreements that require that these
third parties keep this information confidential.
We may also disclose personal information in response to service of legal
process, such as a court order, summons, or subpoena, or as permitted or
required by law when we reasonably believe it is necessary or appropriate to
investigate, prevent, or take action regarding illegal activities, suspected
fraud (including identity theft), frontrunning or scalping, situations
involving potential threats to the physical safety of any person, or suspected
violations of our Terms of Service or customer agreements.
Furthermore, we may disclose personal information in specific other cases with
your consent.
If you conduct business with us through BidMoni for Advisors, we may exchange
information we collect with your investment professional or with others they
may authorize.
In order to provide workplace services to employers or plan sponsors, such as
retirement savings plan services and recordkeeping services, we may exchange
any information received in connection with such services with the employer or
plan sponsor or others they may authorize. We may also share information,
including but not limited to account positions, contributions, distributions,
and cash flows, with a third-party financial institution that serves as a
directed trustee to 401(k) plans serviced by BidMoni and its affiliates.
How Your Personal Information is Protected
BidMoni works diligently to protect your personal information. We employ
several physical and electronic safeguards to keep your information safe. We
use the strongest available browser encryption, store all of our data on
servers in secure facilities, and implement systematic processes and procedures
for securing and storing data. We limit access to your personal and financial
information to only those employees with authorized access who need to know the
information in order to perform their jobs, and we require third parties who
perform services for BidMoni to agree to keep your information confidential.
Furthermore, if you choose to close your account or your account is terminated
with us, we will continue to adhere to the privacy policies and practices
outlined here. If you maintain a BidMoni account that you access through our
website or mobile apps, you are responsible for protecting and maintaining the
confidentiality of your account and password and restricting access to your
computer.
How You Can Access or Change Your Personal Information That We Have Collected
Once you have registered with BidMoni, you can access your profile, review the
information that is stored, and revise that information. If you have any
problems, you may also contact us at support@bidmoni.com. Due to US regulatory
requirements, we do not delete residual copies of outdated information and must
preserve all customer data for a minimum of three years.
Other Important Information
Former Customers
If you are a former customer, these policies also apply to you; we treat your
information with the same care as we do information about current customers.
How We Respond to Do Not Track Signals
Online tracking is the collection of data about an individual’s Internet
activity used to deliver targeted advertisements and for other purposes.
Customers using certain modern browsers have the ability to activate a “Do Not
Track” signal. Bidmoni does not currently respond to the “Do Not Track” signal.
How You Accept This Policy
By using and continuing to use the BidMoni websites, mobile apps and/or
services, or otherwise providing us with personal information (such as an email
address) you agree to the terms and conditions of this privacy policy and any
updates thereto. This policy may change from time to time. This is our entire
and exclusive privacy policy and it supersedes any earlier version. Our Terms
and Conditions take precedence over any conflicting privacy policy provision.
Changes to the Policy
We may modify this privacy policy over time without prior notice by posting a
new version of this privacy policy, which is your responsibility to review. Any
changes to the privacy policy will be reflected on this page and will become
effective immediately upon posting. We encourage you to periodically review
this privacy policy to stay informed about how we are protecting the personally
identifiable information we collect. If changes to the privacy policy are
material, we will do our best to notify you via email or through a notification
on the site or app. Please check the effective date below to determine if there
have been any changes since you have last reviewed the BidMoni privacy policy.
Children
Our service is not directed towards anyone under the age of 18. If a parent or
guardian becomes aware that his or her child under the age of 18 has created an
account with BidMoni and/or provided us with personally identifiable
information, please contact us at support@bidmoni.com. Additionally, if we
become aware at any point that a child under the age of 18 is using our
service, we will terminate his or her account.
Questions
If you have any questions on the privacy policy, please contact us at:
BidMoni Inc
770 Water St
Suite 426
Biloxi, MS 39530
support@bidmoni.com
